Do You Need Insurance on an Allotment?
At the National Allotment Society (NAS), we know allotments are more than just plots of land — they are
spaces for growing food, learning, and building community. But accidents can happen.......
Whether someone trips on a path, property is damaged, or a visitor is injured. That’s why insurance is an essential part of protecting yourself and your association. If you’re an individual plot holder, part of a volunteer group, or running an association, understanding insurance is key to safeguarding yourself, your members, and your allotment.
Think about it: you wouldn’t drive a car without insurance, or leave your home without contents cover, so why risk being uninsured on your allotment?
Insurance for Individual Plot Holders
As an individual member of the National Allotment Society, you can enrol in the Allotmenteers Liability Insurance (ALI), which protects you if you are accused of accidentally causing bodily injury or property damage to someone else.
- Coverage up to £5,000,000, including legal defence costs and awards
- Applies at your allotment and at allotment-related shows or events
- Eligibility: Individual, life, or affiliate members
- Exclusions: Work or business-related activities, damage to your own property, tree-felling, mechanically propelled vehicles, and property owners’ liability.
What if you don’t have it?
Without insurance, even a small accident could leave you personally liable for compensation and legal costs — potentially thousands of pounds. Just like driving or home insurance, ALI protects you from unexpected, costly situations.
